Are you wanting to apply for any new credit card but feeling hesitant to do the credit card application online? If that's the case, you need not be concerned. Advances within the technology of secure e-commerce have created online credit card applications literally safer than completing a paper application and mailing it with the US Postal Service. Here's why. SSL Technologies First, banking institutions that offer on the internet credit card applications use the most up-to-date technology to ensure their web sites are protected towards intrusion and data theft. This technology is called SSL, which stands for Secure Electrical sockets Layer, a transmission protocol that "encrypts" any data sent between your bank and your computer, such as all the personal information you have to fill out when applying for credit cards. Encryption What exactly is encryption? It's a sophisticated mathematical process that disguises data by altering the items of information in ways that are unde
cipherable in order to others. You have probably done encryption inside your childhood days when you sent messages to friends in school utilizing a secret language such as reversing the actual alphabet, so that A meant Unces, and Z meant A. That early game was actually a kind of encryption. In the early days from the Internet, encryption used 40-bits, which meant that the character of data could be transformed into another character in a one of 2 to the 40th energy ways, which is approximately 1 trillion methods. But as large as that quantity is, computer security experts realized that individuals, including criminals, who had access to very effective computers could crack 40-bit encryption in a brief period of time, ranging from a few days to a couple seconds depending on the power of the computers. Therefore, in the late 1990s, an infinitely more powerful type of encryption was launched using 128 bits. This means that every character of data can be altered in a of 2 to the
128th energy ways, a code which represents an astronomical quantity of possible variations that would take about the order of 20, 000 years in order to break using today's fastest computers. Using 128-bit encryption has thus completely changed the safety of data. Two Encryption Secrets Required Furthermore, today's encryption methods use what's called the "two-key" algorithm whereby the sending computer and also the receiving computer use both a "public" key along with a "private" key to encrypt and after that decrypt any data exchanged between all of them. The process is complex to clarify, but suffice it to say how the two-key approach makes it impossible for those intents and purposes for an outside party like a criminal to capture and interpret any kind of data transmitted between two computers over an online site using SSL technology - because the criminals won't have both keys. Online Credit Greeting card Applications - No Safer Method In brief, SSL technology virtual
ly guarantees that if you fill out credit cards application over the Internet using the bank's secure application page, all your individual information can never be stolen or even broken into. Compare this to a paper charge card application which you send via the united states Post Office. Think about how many mailboxes are broken into every year and how many pieces of mail are somehow lost - and you'll now realize that applying for credit cards over the Internet is actually the most secure method you'll find. So if you want or need a new credit card to be able to expand your credit capabilities or to obtain bonus points or travel rewards, a good thing to do is to go to among the web sites that allows you in order to compare credit greeting card offers, then click through to the safe web site for the bank you decide to fill out their online credit greeting card application. You will also benefit from this because the application will be processed within minutes and you will
often get an immediate approval instead of waiting weeks as you do whenever you mail in a paper application. All in most, rest assured that computer security experts will work hard to protect consumers from criminal offense and identity theft as Internet financial, e-commerce, and credit card payments tend to be increasingly processed online. Copyright Ed Vegliante. Free online reprints of the article are allowed provided the resource box remains intact having a live link back to http: //www. credit-card-surplus. com.






Ed Vegliante runs the web site http: //www. Credit-Card-Surplus. com, a well organized credit card listing enabling the consumer to compare and obtain a variety of credit card offers. Discover links to secure online Charge card Applications. View more Charge card Articles.

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