If you happen to be students or are a parent of a student you will need to read this article about the advantages of getting a Student Credit Card now when you are young and not through College however. Many of my son's friends are now getting away from school, have gotten good jobs and are wanting to move out by themselves. Well, they all have one thing in common and that's no credit. It is very difficult to sign a lease with an apartment when they say you don't have enough credit and will need the co-signer. This also goes for a house or perhaps a car that you as a graduating student want to now buy on your own with your large paycheck you have worked so hard to get by dealing with school. The problem is your parents probably did not want you to possess a Credit Card in fear that you'd not use it responsibly or just never considered it. This is usually a false statement and many late teens and College Students can be quite responsible in using a Credit Card when the parent
sits down with them and explains the correct guidelines and rules to using credit cards to their benefit. Many Student Credit Cards have low interest and no fees. Some have cash return and reward programs for everyday buys. The key is to pay from the card each month and to learn to plan and budget. The Credit Card can also be a great way to teach the Student budgeting and might help track their expenses each month to allow them to see where the money is heading. It also provides a nice report that you simply as the parent can go through together and give tips on planning as well as budgeting. You may learn something along the way! The main reason is to develop their credit so that when they get free from College they will have some kind of good credit built up so that they can get loans on their personal for bigger ticket items. A Student Credit Card is a good way for them to establish this Credit rating early and take on and learn how to use them responsibly and to their ow
n advantage. There are many great Rewards programs using Student Charge cards. Why not take advantage of this every month with items they normally have to buy? If you are in your last years of Senior high school or a College Student speak to your parents or show them this Post and stress the importance of you getting credit cards now to build your Credit Background. Just remember that the idea is that you simply build a good Credit History. Utilizing it irresponsibly can hurt you and your credit rating for years. With good planning and bill payment this won't occur to you!
Stephen Sikes operates [http://www.CreditCardRadio.com] where you will discover the very best Credit Card Offers obtainable in all Categories such as 0% Curiosity, No fee, Cash Back, Travel Refunds. Major Categories include Business, Gas Refund, Bad Credit and Student Credit Cards with the major cards such as Chase, Uncover, Visa, American Express and MasterCard. It's Secure, Fast and Easy so Apply Today and begin Saving Money by transferring balances to the low rate cards and start earning Cash return and Rebates now!
View this post on my blog: http://creditcard.valuegov.com/why-it-is-a-great-idea-to-get-a-student-credit-card/
sits down with them and explains the correct guidelines and rules to using credit cards to their benefit. Many Student Credit Cards have low interest and no fees. Some have cash return and reward programs for everyday buys. The key is to pay from the card each month and to learn to plan and budget. The Credit Card can also be a great way to teach the Student budgeting and might help track their expenses each month to allow them to see where the money is heading. It also provides a nice report that you simply as the parent can go through together and give tips on planning as well as budgeting. You may learn something along the way! The main reason is to develop their credit so that when they get free from College they will have some kind of good credit built up so that they can get loans on their personal for bigger ticket items. A Student Credit Card is a good way for them to establish this Credit rating early and take on and learn how to use them responsibly and to their ow
n advantage. There are many great Rewards programs using Student Charge cards. Why not take advantage of this every month with items they normally have to buy? If you are in your last years of Senior high school or a College Student speak to your parents or show them this Post and stress the importance of you getting credit cards now to build your Credit Background. Just remember that the idea is that you simply build a good Credit History. Utilizing it irresponsibly can hurt you and your credit rating for years. With good planning and bill payment this won't occur to you!
Stephen Sikes operates [http://www.CreditCardRadio.com] where you will discover the very best Credit Card Offers obtainable in all Categories such as 0% Curiosity, No fee, Cash Back, Travel Refunds. Major Categories include Business, Gas Refund, Bad Credit and Student Credit Cards with the major cards such as Chase, Uncover, Visa, American Express and MasterCard. It's Secure, Fast and Easy so Apply Today and begin Saving Money by transferring balances to the low rate cards and start earning Cash return and Rebates now!
View this post on my blog: http://creditcard.valuegov.com/why-it-is-a-great-idea-to-get-a-student-credit-card/
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