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Is your credit history less compared to perfect? If so, First PREMIER Bank credit cards may be just the thing you need. First PREMIER Bank credit cards really are a good option for those with poor or limited credit rating. They offer low interest rates, immediate credit decision features, and monthly reporting to 4 credit agencies. Who the Card is For The First PREMIER Bank charge card is available for consumers who have experienced trouble getting approved for a major charge card. If you have a history associated with poor credit, it may be difficult to obtain a traditional credit card. The First LEADING Bank credit card offers you the opportunity to have a credit card in your wallet despite your credit rating. Enjoy the FeaturesFirst PREMIER Bank credit card applications come with an instant credit decision feature. When a person apply online, you will know in under a minute if you have already been approved. The credit cards also offer low interest, starting at 9. 9% APR upon purchases. (If the exact APR is actually mentioned, a link must be directed at the Fee, Rate, etc. at the website. )Understand the Fees Since these charge cards are designed for those with sub-standard credit, certain fees are added. You should understand the charges before applying. Here is a breakdown of what you will probably pay: o An account set-up fee of $29o A plan fee of $95o An annual fee associated with $48o A monthly participation fee of $6These might seem steep; however, the first two fees ($29 and $95) are just one-time charges. Also, keep in mind that these charge cards are for consumers with sub-standard credit. Similar charges are common among this kind of credit card. By paying these costs, you receive the convenience of having credit cards and its associated services. Use the Card that Reports to 4 Credit BureausThe initial borrowing limit is at least $250. The fees in the above list reduce your available credit until they're paid. If you are given $250 as an initial credit line and receive the fees listed over, your available credit will be $72. While this might seem low, remember that First PREMIER Bank credit cards offer you the opportunity to apply for credit when others might not. Start by paying off the costs. Then try to pay off the total amount each month. If you are unable to pay the entire amount, make the absolute minimum payment on time. This is your chance to show that you could manage your finances. First PREMIER Bank reports monthly to four major credit agencies. After six months, you are entitled to consideration for a higher credit restrict. Through good performance with all creditors, you may get other credit card offers later on. Apply TodayFirst PREMIER Bank provides you with a chance to apply for a credit card. Prior to applying, make sure you understand the actual fees. Once you receive the charge card, pay off your balances, including the actual fees, as soon as possible. Setup a system where you spend reasonably and make payments promptly.






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