Credit cards have been very common that identity theft has also become probably the most common crimes being done today. The severity of this problem offers blown out of proportion and vast sums to billions of dollars each year are being stolen due to this. The US Congress has put upward laws to curb the rise of identity theft however it hasn't made a major dent however. While we have laws that help us in becoming victims as well as punish those caught committing them, it's also up to us to protect ourself from identity theft. And one of the very effective and easiest way to do that is by protecting our credit credit cards. One sordid fact that the ALL OF US Federal Trade Commission have released towards the public is that victims of Identity theft can take typically a year before they even know they have been taken by identity thieves. So through the time a person realizes this, she or he may already be deep in financial debt. It's not the time though in order to panic. Iden
tity theft can be curbed as well as prevented. All you have to do is to ensure your credit card and your charge card information is not known to simply anyone. There are very simple precautions one can do to guarantee the safety of your credit card. First away, always know where your cards tend to be. If possible, don't go shopping with numerous cards with you, this may produce confusion. Only take a card that you'll be suing with you. When paying together with your card, never let it out of the sight. Make sure that your card is going to be charged in your plain view. Some people may copy the information along with the all important security number at the rear of the card and use it on the internet. Memorize your PIN (Personal identification Number) and do not trust anybody with it. People could use your credit card to withdraw cash. So if you have received your credit card ensure that you memorize it and quickly destroy the paper where it's written. Also, make sure not to
jot down your PIN and store it inside your wallet. Your credit card and the PIN should not be together, in case you dropped your wallet, the person who finds it would find difficulty using it without the PIN. Ensure that you report a stolen or lost charge card immediately, this will prevent it from getting used by anyone. Also, be wary of emails which will ask you for your credit greeting card details and information. This is known as phishing, there are a number of scammers within the internet who would use email as a way to scam you out of your hard earned dollars. You may think that the email originated from reputable establishment or financial institution offering great deals but they might be from these scamming people. Make sure to delete this kind of email and never provide information into it. One great way to check if you're already a victim of identity thievery is by checking your credit report every now and then. This is no problem since it may be done online and
it is additionally free. You can find a number of websites which can offer you this information. So be on your guard as well as protect your identity by protecting your charge card.






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View this post on my blog: http://creditcard.valuegov.com/identity-theft-on-your-credit-card-will-spell-disaster/
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