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We all need or want to borrow money at some time in our lives, it's just what goes on. We are brought up thinking it's acceptable to buy things before you've got the money on their behalf. Although this is OK I'll explain ways to borrow money yet still have a great credit history and how to get it done safely! I hope the following email helps people who need to get a card. When you feel it's time you have to take out a credit card for the very first time or another one you need to think about the following points. Firstly, do you've still got dept on previous credit cards? If so you should look at looking for a new credit greeting card with balance transfers at 0%. You'll often pay a handling fee but this is less than the monthly charges should you keep it on your old charge card. Secondly, are you looking to buy a large item with your new accounts? If so consider a new card that has 0% on purchases for the first couple of months. If you are just wanted it to maintain you a f
loat this may also be a positive. Don't forget to consider the typical APR, often companies will offer fantastic stability transfer deals and new purchase deals however the APR is extremely high when these types of deals finish. Use a comparison site to check out all cards available. You'll find the very best deal possible, look out for additional deals like points and reward strategies. It's often advisable to get a card from the store you use a lot as possible get great deals on purchases. If you clear an old card I would suggest cancelling it and cutting it upward. Not only does this stop you investing in lots of accountants but it looks good in your credit history; you've been able to take care of your money and debt! I hope the info helps!






Joan Smith applied for credit cards with Play. com

View this post on my blog: http://creditcard.valuegov.com/advise-on-applying-for-credit-cards/