Credit card or plastic money is actually omnipresent today. Today they are treated as more of the necessity than just a commodity. Thus it is crucial that you not only use them properly but additionally take proper care of them. The next list is a compilation of some tips about credit card management: 1. Never decided on a particular credit card because your friend or another person has chosen it. Instead base it in your needs. 2. Compare various credit cards before arriving at the correct one for you. 3. Always sign at the rear of your credit card, as soon while you receive it. This is an important charge card protection mechanism. 4. Protect sensitive information/details about your charge card e. g. PIN. Never reveal the facts to anyone. 5. Destroy any mails containing such the facts about your credit cards. Fraudsters may be scanning your garbage for such info. 6. Do not share your charge card with friends, family yet others. Apply for supplementary cards if you're looking
for one for your family and so on. 7. Never utilize more than 75% of the credit limit. This will help in containing your credit debt and also in maintaining a good credit score. 8. Be prompt in your obligations. If you haven't received your payment, enquire with your credit card provider. Non-payments and late payments tarnish your credit score. 9. Never let your credit card walk out your sight. 10. There is absolutely no magic wand for debt elimination. So take measures for getting away from your credit card debt. This includes such things as controlling your credit card usage, utilizing cash on some occasions, debt loan consolidation etc. 11. In case your charge card gets lost or is stolen. Immediately inform (call) your charge card supplier to get it invalidated. Keep this telephone number separate from your credit card. 12. Be prompt in advising the change of address for your credit card supplier. 13. Be conscious of various offers / discounts that accompany your charge
card. You never know when one might prove helpful to you. 14. Do not mistake charge card for free money or a lottery. Remember that you'll have to pay for it. So always stay with your budget. 15. Check if among the special credit cards e. g. student charge card, small business credit card is much better. 16. Always read all the instructions provided with your credit card especially the ones associated with fee/commissions etc. 17. Redeem membership rewards over time. Don't let the points get run out. Never leave them unutilized when closing your charge card account. 18. Take professional advice if you're too deep into credit card financial debt. 19. Never get lured by all the free offers in your credit card and end up spending a large number of bucks just to realize later that you can't actually repay it in time. 20. Never apply for a lot of credit cards just for fashion benefit. Even you don't use them you may still be paying annual fees as well as them and moreover why ke
ep something you do not need.
Rudy Hadisentosa: CCN. com is really a free online credit credit cards review and application website. We offer charge cards selection from visa, master cards, uncover, american express and many others. We have quite some categories as well as hundreds of credit cards selection to suit your need. Apply for any credit card at CCN. com.
View this post on my blog: http://creditcard.valuegov.com/general-tips-on-credit-cards/
for one for your family and so on. 7. Never utilize more than 75% of the credit limit. This will help in containing your credit debt and also in maintaining a good credit score. 8. Be prompt in your obligations. If you haven't received your payment, enquire with your credit card provider. Non-payments and late payments tarnish your credit score. 9. Never let your credit card walk out your sight. 10. There is absolutely no magic wand for debt elimination. So take measures for getting away from your credit card debt. This includes such things as controlling your credit card usage, utilizing cash on some occasions, debt loan consolidation etc. 11. In case your charge card gets lost or is stolen. Immediately inform (call) your charge card supplier to get it invalidated. Keep this telephone number separate from your credit card. 12. Be prompt in advising the change of address for your credit card supplier. 13. Be conscious of various offers / discounts that accompany your charge
card. You never know when one might prove helpful to you. 14. Do not mistake charge card for free money or a lottery. Remember that you'll have to pay for it. So always stay with your budget. 15. Check if among the special credit cards e. g. student charge card, small business credit card is much better. 16. Always read all the instructions provided with your credit card especially the ones associated with fee/commissions etc. 17. Redeem membership rewards over time. Don't let the points get run out. Never leave them unutilized when closing your charge card account. 18. Take professional advice if you're too deep into credit card financial debt. 19. Never get lured by all the free offers in your credit card and end up spending a large number of bucks just to realize later that you can't actually repay it in time. 20. Never apply for a lot of credit cards just for fashion benefit. Even you don't use them you may still be paying annual fees as well as them and moreover why ke
ep something you do not need.
Rudy Hadisentosa: CCN. com is really a free online credit credit cards review and application website. We offer charge cards selection from visa, master cards, uncover, american express and many others. We have quite some categories as well as hundreds of credit cards selection to suit your need. Apply for any credit card at CCN. com.
View this post on my blog: http://creditcard.valuegov.com/general-tips-on-credit-cards/
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