First Premier credit card is a good unsecured card. It has been specifically made for individuals with a damaged credit history. It offers easy approval, but will carry some large fees. However if your score is in the dumps several fees are necessary expenses. If you're researching because you are hoping to enhance a low score, this card will not fix it but will help create a positive trail of obligations. However with negative items you won't be able to achieve a good score. These negative items will always trigger your rating to drop and significantly. Often it makes much more sense to get rid of the items from your report before opening up new unsecured credit lines. Contrary to popular belief negative marks could be removed from your report. These items should be disputed directly with the bureaus. If you clean your report and then obtain a card you will by able to obtain approved with much fewer fees or no fees whatsoever. Don't expect this card to fix your score because
it won't. It can help and new positive credit lines can help you earn improve your rating, however the negative marks are a lot more severe. Additionally with our tough financial times many lending institutions have seriously tightened their approval requirements. Frequently you'll be denied even if you have only one negative item on your report. This card is issued having a $250 credit limit; however when you're issued it the fees are automatically deducted out of your available credit. The fees include; plan fee of $95, annual fee associated with $48, monthly servicing fee of $84 (annually), and a merchant account set up fee of $29. Instead of paying these high fees we feel it's much more cost effective especially during the period of a life time to repair as well as remove negative items. This will improve your score enough to get approved for a fair credit card that won't charge you any fees but may have a low limit. You are not by yourself having bad credit but don't j
ust live by using it. It costs you money and self esteem knowing you can't be approved with regard to anything better. You don't have seem like a second class citizen, there may be legislation passed to help protect you and stop you from paying outrageous fees. Further there isn't a better feeling in the globe than hearing those three little words "you are approved" in the loan officer.
We instead recommend the bad credit score credit card the unsecured Total VisaIf you need a free credit consultation call 1-800-483-0256.
View this post on my blog: http://creditcard.valuegov.com/first-premier-credit-card-review/
it won't. It can help and new positive credit lines can help you earn improve your rating, however the negative marks are a lot more severe. Additionally with our tough financial times many lending institutions have seriously tightened their approval requirements. Frequently you'll be denied even if you have only one negative item on your report. This card is issued having a $250 credit limit; however when you're issued it the fees are automatically deducted out of your available credit. The fees include; plan fee of $95, annual fee associated with $48, monthly servicing fee of $84 (annually), and a merchant account set up fee of $29. Instead of paying these high fees we feel it's much more cost effective especially during the period of a life time to repair as well as remove negative items. This will improve your score enough to get approved for a fair credit card that won't charge you any fees but may have a low limit. You are not by yourself having bad credit but don't j
ust live by using it. It costs you money and self esteem knowing you can't be approved with regard to anything better. You don't have seem like a second class citizen, there may be legislation passed to help protect you and stop you from paying outrageous fees. Further there isn't a better feeling in the globe than hearing those three little words "you are approved" in the loan officer.
We instead recommend the bad credit score credit card the unsecured Total VisaIf you need a free credit consultation call 1-800-483-0256.
View this post on my blog: http://creditcard.valuegov.com/first-premier-credit-card-review/
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