Recent identity theft statistics and precisely what identity theft is. It has been said that identity theft may be the largest white collar crime in the history of america. It's been reported by the Government Trade Commission that, "1 in 6 Americans would have been a victim of identity theft this 12 months alone. In the last twelve several weeks 9. 93 million people have had some form of identity theft crime committed against all of them. Victims spend on average $1, 200 in out-of-pocket expenses and typically 175 hours in your efforts to solve the many problems caused by identification thieves. " Criminal identity theft occurs when an imposter gives someone else's name and personal information like a drivers' license, date of birth, or Social Security number (SSN) to acquire a job, housing, money, goods, or additional services. Or the imposter may give a counterfeit license or form of ID containing someone else's data. There are 5 different types of identity theft and many
people are unaware of all of them! The five kinds of identity theft1. DEPARTMENT OF MOTOR VEHICLES- Identity thieves could get yourself a drivers license in your name and accumulate traffic tickets inside your name, and could possibly get drunk driving under your license and not appear in court. 2. SOCIAL SECURITY- an identity thief can use your social security number for employment purposes and you have access to the tax bill. Many illegal aliens tend to be buying many americans name and SSN. Nowadays there are 11 million illegal aliens in UNITED STATES Today. Most of them are operating under some one else's name as well as birth certificate. They could file taxes under your name and obtain the instant on line refund. 3. MEDICAL INFORMATION BUREAU- an identity thief can use your personal information to obtain prescriptions or medical help which lower your available benefits. This area of ID THEFT is growing rapidly as increasing numbers of people are unable to afford health
insurance coverage. They could get an aids check in your name which would type in the MIB. 4. CRIMINAL IDENTITY- an identity thief can use your information to escape fines or even jail. You could find that you've got a criminal record for bad checks, shoplifting, porn, prostitution etc. 5. FINANCIAL IDENTITY - an identity thief can use your information to obtain money, goods or services leaving you using the bill. They could lease a car hi your name and never return it. They could purchase automobiles, real estate, etc. How to help avoid as being a victim of fraud or identity theftFirst, every household requires a shredder, you need to purchase one without having it. "Dumpster diving", is a old method, but it's still the 1# method criminals get our information. The shredder will help eliminate the quantity of information thieves can get from your own garbage. Secondly, get updated anti-spy, or anti-theft software for the computer. Out dated software could compromise a lot o
f what you hold dear. Also, never hand out personal information over the phone. How could you tell that someone is who they say they're, if it is over the telephone. Lastly, invest in some identity thievery protection and restoration insurance. Many businesses only offer to monitor your monetary identity, and only alert you of activity in your credit report. Remember that monitoring isn't the cure to identity theft, because you've still got been a victim! Identity theft protection and restoration may be the only answer to this problem! To put it simply, monitoring will only alert you from the problem. In most cases the amount of the fraud is more than thousands of dollars. So without an attorney most financial institutions are hesitant to just take away the charges. Which could take weeks, several weeks, or even years to fight by yourself! So if you have an identification theft problem, you now have the legal problem. Restoration is the only means to fix identity theft! 3. W
hat are ways the thieves get private information? 1. Dumpster diving- Thieves will steal your data from paperwork that hasn't been properly discarded. They may dig through your garbage, company dumpsters, or even the city dump searching for personal information. 2. Phishing and Pretexting- They are similar methods of identity theft. Pretexting is the place where a person pretending to be with the best company, like your insurance company, will call and try to allow you to verify your account numbers or actually your SSN. Phishing is basically exactly the same except the thief will send you a contact instead of calling you. 3. Shoulder surfing- This really is where the thief will look over your shoulder when creating transactions, at the ATM for instance. They may even use devices like mobile phones to record you without your understanding. 4. Social Network Websites- While most adults are careful concerning the information they post on sites such as MySpace, several teenager
s and even some unknowing adults put them selves prone to identity theft everyday. Identity thieves discover names, addresses, and even birthdates on popular sites and rely on them to commit identity fraud. 5. File Sharing or Peer to Peer Software- The folks accessing your music files also get access to other files on your computer. 6. Bogus Job Offers- Thieves will location fake employment ads and get you to submit an application, including your social security number. 7. Fake sweepstakes or lotteries- These offers are often sent by email and claim that you have won the Canadian lottery or another sweepstakes that you've never actually joined. 8. Hacking- If you're computer is not properly secured, a hacker can obtain access to all of the information you possess stored. Hackers also get information by hacking the personal computers of organizations to get large quantities of information at the same time. 9. Stealing mail- This is much like dumpster diving, except the thieve
s will actually steal your mail directly out of your mailbox. They steal bank statements, pre-approved credit greeting card offers, etc. 10. Lost or taken personal items- It's pretty obvious exactly how thieves steal your identity by robbing your wallet, PDA, or laptop. Exactly the same goes when you lose your individual items. 11. Working in your home- This may be probably the most invasive ways to get information. Contractors or other workers could find and use account numbers or other information you've out in plain view. 12. Changing your address- The thief will frequently forge your signature to have your mail forwarded to a different address. They will then get information out of your bank statements, or they may make an application for your pre-approved credit greeting card offers. 13. Copying information during transactions- Dishonest organization employees will sometimes steal your charge card information while processing your transactions. They are able to do this
when you're at the organization or when you give your information within the phone. 14. Credit report- Thieves may pose like a potential employer or landlord to obtain a copy of your credit report. They can find out lots of your information this way. 15. Reading RFID- RFID means radio frequency identification. RFID tags are available on certain credit cards and other forms of cards. Thieves build RFID visitors that, if within proper range associated with you, can get the information from your card. Whether it be through telephone, internet, wallet theft, dumpster scuba diving, or a company you trusted mishandling your individual information, these thieves are getting increasingly more creative by the day! 4. Medical Identity Theft is definitely an individuals worst nightmare. Imagine applying for that job of a lifetime, and you can't get it because someone used your own social security number. Getting an infectious disease treated inside your name. Or worst yet, a diabetic s
teals your own insurance information and uses it. Should you were hospitalized and unable to talk... in this case the right or even wrong medical information in your chart may be the difference between life and death. Medical identity theft currently makes up about just 3 percent of identity thievery crimes, or 249, 000 of the actual estimated 8. 3 million people that had their identities lifted in 2005, based on the Federal Trade Commission. But as the actual push toward electronic medical records increases momentum, privacy experts worry those amounts may grow substantially. They're concerned which as doctors and hospitals switch through paper records to Electronic Medical Information (EMRs), as they're called, it can become easier for people to gain unauthorized use of sensitive patient information on a big scale. In addition, Microsoft, Revolution Wellness, and, Google in 2008 have announced they're developing services which will allow consumers to store their wellness i
nformation online. Consumers may not even know their records happen to be compromised. This could be a headache, and with EMRs medical identity thievery will happen more and more from coast to coast. 5. Is it possible for somebody to obtain information and use it for kid identity theft? Yes, if thieves obtain a social security number of a minor anything can be done. The birth date is just changed through the thieves. Thieves like to target children simply because their credit files are untouched and rarely checked. As parents, we don't even want to check it. Even before identity theft became so prominent within the 21st century, identity thieves were focusing on children. Now that security breaches are so common and hackers will find personal information through phishing, your child's identity is even easier to steal than in the past.
These are all terrible stuff that can happen, but more importantly they may be avoided. All by using a identification theft protection and restoration plan. There's a company that provides all this protection and in addition it has family life event legal plans too. It's over 30 years old, about the New York stock exchange, and it has an A+ rating with the Bbb. For more information look at the actual links below. http: //www. squidoo. com/identitytheftsheild[http://www.greatjoboption.com/jheard39/]
View this post on my blog: http://creditcard.valuegov.com/2008-identity-theft-statistics-and-several-ways-to-prevent-identity-theft/
people are unaware of all of them! The five kinds of identity theft1. DEPARTMENT OF MOTOR VEHICLES- Identity thieves could get yourself a drivers license in your name and accumulate traffic tickets inside your name, and could possibly get drunk driving under your license and not appear in court. 2. SOCIAL SECURITY- an identity thief can use your social security number for employment purposes and you have access to the tax bill. Many illegal aliens tend to be buying many americans name and SSN. Nowadays there are 11 million illegal aliens in UNITED STATES Today. Most of them are operating under some one else's name as well as birth certificate. They could file taxes under your name and obtain the instant on line refund. 3. MEDICAL INFORMATION BUREAU- an identity thief can use your personal information to obtain prescriptions or medical help which lower your available benefits. This area of ID THEFT is growing rapidly as increasing numbers of people are unable to afford health
insurance coverage. They could get an aids check in your name which would type in the MIB. 4. CRIMINAL IDENTITY- an identity thief can use your information to escape fines or even jail. You could find that you've got a criminal record for bad checks, shoplifting, porn, prostitution etc. 5. FINANCIAL IDENTITY - an identity thief can use your information to obtain money, goods or services leaving you using the bill. They could lease a car hi your name and never return it. They could purchase automobiles, real estate, etc. How to help avoid as being a victim of fraud or identity theftFirst, every household requires a shredder, you need to purchase one without having it. "Dumpster diving", is a old method, but it's still the 1# method criminals get our information. The shredder will help eliminate the quantity of information thieves can get from your own garbage. Secondly, get updated anti-spy, or anti-theft software for the computer. Out dated software could compromise a lot o
f what you hold dear. Also, never hand out personal information over the phone. How could you tell that someone is who they say they're, if it is over the telephone. Lastly, invest in some identity thievery protection and restoration insurance. Many businesses only offer to monitor your monetary identity, and only alert you of activity in your credit report. Remember that monitoring isn't the cure to identity theft, because you've still got been a victim! Identity theft protection and restoration may be the only answer to this problem! To put it simply, monitoring will only alert you from the problem. In most cases the amount of the fraud is more than thousands of dollars. So without an attorney most financial institutions are hesitant to just take away the charges. Which could take weeks, several weeks, or even years to fight by yourself! So if you have an identification theft problem, you now have the legal problem. Restoration is the only means to fix identity theft! 3. W
hat are ways the thieves get private information? 1. Dumpster diving- Thieves will steal your data from paperwork that hasn't been properly discarded. They may dig through your garbage, company dumpsters, or even the city dump searching for personal information. 2. Phishing and Pretexting- They are similar methods of identity theft. Pretexting is the place where a person pretending to be with the best company, like your insurance company, will call and try to allow you to verify your account numbers or actually your SSN. Phishing is basically exactly the same except the thief will send you a contact instead of calling you. 3. Shoulder surfing- This really is where the thief will look over your shoulder when creating transactions, at the ATM for instance. They may even use devices like mobile phones to record you without your understanding. 4. Social Network Websites- While most adults are careful concerning the information they post on sites such as MySpace, several teenager
s and even some unknowing adults put them selves prone to identity theft everyday. Identity thieves discover names, addresses, and even birthdates on popular sites and rely on them to commit identity fraud. 5. File Sharing or Peer to Peer Software- The folks accessing your music files also get access to other files on your computer. 6. Bogus Job Offers- Thieves will location fake employment ads and get you to submit an application, including your social security number. 7. Fake sweepstakes or lotteries- These offers are often sent by email and claim that you have won the Canadian lottery or another sweepstakes that you've never actually joined. 8. Hacking- If you're computer is not properly secured, a hacker can obtain access to all of the information you possess stored. Hackers also get information by hacking the personal computers of organizations to get large quantities of information at the same time. 9. Stealing mail- This is much like dumpster diving, except the thieve
s will actually steal your mail directly out of your mailbox. They steal bank statements, pre-approved credit greeting card offers, etc. 10. Lost or taken personal items- It's pretty obvious exactly how thieves steal your identity by robbing your wallet, PDA, or laptop. Exactly the same goes when you lose your individual items. 11. Working in your home- This may be probably the most invasive ways to get information. Contractors or other workers could find and use account numbers or other information you've out in plain view. 12. Changing your address- The thief will frequently forge your signature to have your mail forwarded to a different address. They will then get information out of your bank statements, or they may make an application for your pre-approved credit greeting card offers. 13. Copying information during transactions- Dishonest organization employees will sometimes steal your charge card information while processing your transactions. They are able to do this
when you're at the organization or when you give your information within the phone. 14. Credit report- Thieves may pose like a potential employer or landlord to obtain a copy of your credit report. They can find out lots of your information this way. 15. Reading RFID- RFID means radio frequency identification. RFID tags are available on certain credit cards and other forms of cards. Thieves build RFID visitors that, if within proper range associated with you, can get the information from your card. Whether it be through telephone, internet, wallet theft, dumpster scuba diving, or a company you trusted mishandling your individual information, these thieves are getting increasingly more creative by the day! 4. Medical Identity Theft is definitely an individuals worst nightmare. Imagine applying for that job of a lifetime, and you can't get it because someone used your own social security number. Getting an infectious disease treated inside your name. Or worst yet, a diabetic s
teals your own insurance information and uses it. Should you were hospitalized and unable to talk... in this case the right or even wrong medical information in your chart may be the difference between life and death. Medical identity theft currently makes up about just 3 percent of identity thievery crimes, or 249, 000 of the actual estimated 8. 3 million people that had their identities lifted in 2005, based on the Federal Trade Commission. But as the actual push toward electronic medical records increases momentum, privacy experts worry those amounts may grow substantially. They're concerned which as doctors and hospitals switch through paper records to Electronic Medical Information (EMRs), as they're called, it can become easier for people to gain unauthorized use of sensitive patient information on a big scale. In addition, Microsoft, Revolution Wellness, and, Google in 2008 have announced they're developing services which will allow consumers to store their wellness i
nformation online. Consumers may not even know their records happen to be compromised. This could be a headache, and with EMRs medical identity thievery will happen more and more from coast to coast. 5. Is it possible for somebody to obtain information and use it for kid identity theft? Yes, if thieves obtain a social security number of a minor anything can be done. The birth date is just changed through the thieves. Thieves like to target children simply because their credit files are untouched and rarely checked. As parents, we don't even want to check it. Even before identity theft became so prominent within the 21st century, identity thieves were focusing on children. Now that security breaches are so common and hackers will find personal information through phishing, your child's identity is even easier to steal than in the past.
These are all terrible stuff that can happen, but more importantly they may be avoided. All by using a identification theft protection and restoration plan. There's a company that provides all this protection and in addition it has family life event legal plans too. It's over 30 years old, about the New York stock exchange, and it has an A+ rating with the Bbb. For more information look at the actual links below. http: //www. squidoo. com/identitytheftsheild[http://www.greatjoboption.com/jheard39/]
View this post on my blog: http://creditcard.valuegov.com/2008-identity-theft-statistics-and-several-ways-to-prevent-identity-theft/
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