creditcardvalue的部落格

If you are looking for charge card approval, there are some things you will probably have to look at before you consider making a credit card applicatoin. Certain things in your general situation might be helpful in getting you the approval that you'll require, but there also may be some stuff that will get you declined. Here are some general tips that you could follow to get the approval inside your credit card application: FICOMake sure your credit rating is high and your credit background is clean. Whether you are still paying down a mortgage or making payments on the bank loan, keep your credit score high by making payments promptly with the appropriate payment amounts. Your FICO is reflective of what type of borrower you are. The higher your own FICO is, the more responsible you turn to credit institutions as a borrower. A greater FICO will assure approval in your charge card application. If you currently have a minimal FICO you can still improve it by beginning to pay b
ills on time starting these days. After a few months you might find your FICO go up again. Number of ApplicationsWhen you apply and you get disapproved, don't make another application immediately. Give it a period of 14 days to a month before considering making another charge card application submission. The number of times that you simply make applications will reflect in your credit rating. The more times that you apply in a shorter period of time will only reflect your desperation, that is not particularly attractive to most charge card institutions.






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