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The cost of gas has continued to inflate in the last thirty years. Gasoline companies vie for the valuable business by offering tempting rebates along with other conveniences. Exxon makes it easier that you should buy; all you need to do is wave your card and fill. "Speedpass: It's more convenient than cash and faster than credit cards. "How much do you want to cover convenience? Stop and think before you make an application for another credit card. What impact will one more credit card have on your credit rating? Your credit score goes down a few points any time you apply for credit. Your credit score goes down if you use unfavorable "consumer" credit. Gas company kind of credit isn't considered prime by mortgage brokers. In fact, the type of credit you utilize influences ten percent of your credit rating. Saving a little money for gas can cost you lots of money in higher interest rates on your own mortgages. Also, gas company credit cards usually charge a greater interest r
ate than a major charge card like a bank Visa or Master card account. Check the annual fee. Some companies charge around $79 in annual fees. The big problem with gas credit cards--consumers allow account balance roll over to another month and end up paying interest charges along with the expensive gas. Will the 5 percent rebate replace with all these charges? Now, for what's promising... Some banks offer quality Visa credit cards with rebates for gas purchased from any gas station. For instance, MBNA America Bank's AAA Diamond Advantage Visa provides you with both reward points and gift records. Other banks like Citibank partner along with gas companies to issue a MasterCard having a 5 percent gas rebate and 1 % rebate on general purchases. When you make the minimum quantity of purchases, your annual fee is waived. Maybe it's time for you to transfer your airline mile credit credit cards into gasoline reward cards. Choose your own credit wisely. Determine your financial obje
ctives. Do you want to build wealth in property? Then make your number one priority for the credit: mortgage finance qualifications. Weigh your choices of gas rebates with the problem. Copyright © 2006 Jeanette J. Fisher






Jeanette Fisher teaches ways to get out from under credit card financial debt, how to use credit to earn money, and six ways to build powerful credit to finance your first house and multiple investment properties. For a totally free credit advice and free ebook "Credit Strategies for Mortgage Financing, " see http: //worryfreecredit. com

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