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Using a store card may appear to be the easiest option, you have lots of wonderful available offers available to card holders which is interest free for six months, where may be the problem? Like most great things, a few of these wonderful deals can have very serious and expensive repercussions when the repayments are not met in full and promptly. Even though the offer may seem too good to become true this Christmas it most probably is with regards to taking out a store card. There are hundreds of financial provides available over the Christmas period and among the best methods is to simply take credit cards out. Some credit cards offer exactly the same interest free on all new dealings with some offering the rate for any further six months. Usually, when the store card's interest free rating has expired you may expect an average rate of 27 per cent instead of a credit cards average rating associated with 16. 9 per cent, a little under half the total amount. An expert ahs sai
d that "Store cards could be a useful way of qualifying for discounts but with regards to borrowing they are a rip-off"Many individuals who pay off the debt before the eye free period finishes actually enjoy the store card but one in ten individuals who took out store cards last Christmas continue to be in fact paying it off right now. Applying for store cards is just like applying for credit cards, be careful if you plan to apply to many as it'll have a devastating effect on your credit score.






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