Thanks to the Internet, it never been easier to receive and publish credit greeting card applications. It can be very tempting to fill out all the online forms available to you. But be cautious, it could end up costing you--consider the next issues before hitting that "send application" once again. Be aware of card offers guaranteeing "pre-approved" credit. You may be the prospective customer, but you still need to apply for credit. Each time a person apply, the card company obtains a copy of the credit report. All these credit greeting card applications count as inquiries that, if concentrated over a brief period of time, can negatively affect your credit rating [http://www.credit-report-credit-score.com]With online credit greeting card applications, you should also consider the security of the personal credit information. Take Security as well as privacy concerns seriously. Limit your on the internet application to card companies that make use of industry-standard practices
for security and privateness. Look for 128-bit encrypting, which scrambles the application data and requires a de-scrambler to see it. Additionally, the card company's Internet server should use Secured Sockets Coating (SSL) technology. Look for an online application on a secure screen of the web page. This is usually identified with the padlock or similar icon, or includes a URL that begins with the term "https. " The company should also clearly state its online privacy policy for handling your financial data. -------------------------Note: This article may be freely reproduced so long as the authors bio paragraph at the underside of this article is included, the content is published “ as is” (unedited) as well as all URL’ s are made active hyperlinks without any syntax changes. -------------------------
About The AuthorThis article was compiled by Beth Pardue who has over ten years of experience in the financial business assisting clients with assorted financial requirements. To learn more about credit reports or to obtain a free credit report online please go to: [http://www.credit-report-credit-score.com]
View this post on my blog: http://creditcard.valuegov.com/how-credit-card-applications-can-effect-your-credit-score/
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