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People donate to charity in numerous ways. They give old clothes, make and sell cakes, or contribute their own time. Now there's an even easier method to support your favourite charity by making use of your credit card. People have been able to use their charge cards to make direct payments to charity for quite a while. But now many charities are automating the actual practice of receiving donations by launching their very own credit cards backed by major banking institutions. Charity Credit Cards - How They WorkCharity charge cards donate to charities in two methods. People apply with regard to credit cards as usual. Once the applying is accepted, the issuing bank donates a lump sum towards the charity. This can vary considerably, from less than £ 5 to £ 40 or even more. The second part of the donation is really a fixed percentage of spending on charge card purchases. Again, this rate can change from around 0. 25% to 1%. Which means that charities get 25 pence for each and every £ 100 spent on the greeting card. Some card issuers offer an incentive for repeated shelling out for the card or for continuing to maintain the card. This usually means another lump sum donation to the charity at the conclusion of a set period, such like a year. Children's Charity Credit CardsThere are many charities that issue charge cards, including many popular children's charities. The NSPCC (National Society For Preventing Cruelty To Children) card is backed by Halifax while offering a preferential rate on balance transfers for 6 months. Other credit cards for charities which benefit children include: 1. Barnardos -- issued by Cooperative Bank2. Children within Crisis - issued by Cooperative Bank3. Childline -- issued by MBNA4. Children's Aid -- issued by Cooperative Bank5. Children's Culture - issued by Cooperative Bank6. Excellent Ormond Street Children's Hospital7. Mencap -- issued by Halifax8. Save the Children - issued by Cooperative BankAll of those credit cards offer a one-off donation once the card is issued, a percentage of spending donated to charity and one more donation for continued use of the charge card. Looking For The Best Charity Charge card DealIn addition to donating to charitable organisation, most charity credit cards offer exactly the same benefits as other credit cards. It is worth shopping around for top deal. There are many websites which have credit card comparison charts to help people choose the best mix of features. Many charity charge cards have introductory offers. These include 0% stability transfer rates for fixed periods. Some credit card providers charge a one-off fee for balance transfers to prevent the practice of rate jumping. Other introductory offers include long term low interest, low or 0% interest rates upon purchases, reward points and more. Shopping around for top credit card deal will give consumers credit cards that suits their spending habits. Simultaneously, they will be able to automate their own charitable contributions. This benefits both customers and charities.






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