What credit card companies and credit agencies don't want you to know does indeed sound funny, yet it's true that your credit card issuers and the credit bureaus share some trade secrets which are actually in place to do a person more harm than good. For example many credit card issuers will extend you credit even if you cannot really afford it. When you apply for credit the credit card issuers only do a surface check to determine if your finances measure up and also to check your credit score if you easily fit in there box you win. A life of debt that you simply weren't prepared for. Debt that seems to grow faster than you can repay it. Also you win some hidden small print that states your can make the minimum payment options that include taxes and possible additional charges you had been not prepared for. Next in line may be the credit bureaus which were never made to do anything more than create income. These bureaus are a double edged blade, first business that issue cred
it spend to report your payment and credit obligation repayment This is actually the first source of revenue. Secondly these same bureaus who report our credit history also sell our information to additional credit issuers to send us much more credit offers. This is the second stream of revenue for these giant credit rating bureaus. Most consumers never realize this and continue going through life and wondering the reason why this and why that. Credit is big business and also the effect of misuse of credit is actually dangerous. Just look around to begin to see the negative affects on the economy. We have not seen this kind of financial devastation since the great depression of 1929 based on the experts we learn from everyday. So with this knowledge you can protect yourself by opting from the marketing lists, using a professional service such as LifeLock to safeguard your identity and remove you from all the major marketing channels, removing you from spam and opting out. Al
so LifeLock will place fraud alerts in your credit reports to prevent false issuing of credit to someone besides you. The main reason we are on these lists is really we can be bombarded by immediate marketing companies, credit lenders and other network marketing professions to trigger our impulse within buying. Where else should you get a data from some outside source or the main one place that knows your deepest secrets for making purchases. If you are exposed at the weakest level and the companies who compete are vying for the business than why would I like a marketer want to gather your intelligence from other people? I can see where you store, where you have applied and obtained credit, where credit was denied and so forth. Take warning that in today's contemporary world information is king right upward there with cash. Which makes much more sense today; robbing one bank or stealing identities and robbing a large number of identities for the same purpose and not leave th
e comfort of my own family room.






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